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North Dakota’s plan for utilizing Homeowner Assistance Funding has been approved by the U.S. Department of Treasury. This assistance can help qualifying homeowners who are at risk of housing instability due to past due mortgage, utilities, or related property expenses or who may be struggling to maintain stable housing for other financial reasons. These funds are intended to complement solutions that are offered by mortgage servicers and will be known in North Dakota as “ND Help for Homeowners.”
Homeowners can apply through the state’s online housing assistance portal.
- Click here to see what you need to apply to the program.
- A guide to applying can be found here.
- A guide to creating an account as a payee (loan servicer, utility provider, etc.) can be found here.
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Overview of ND HAF Programs
More Resources
Homeowners
- Step by Step Guide to Applying
- Consumer Financial Protection Bureau
- Connect with a local HUD-approved housing counselor. HUD-approved housing counselors provide free, unbiased, confidential services to help you make choices to address your housing needs.
- You may qualify for help with utility bills and future energy costs through the Low Income Home Energy Assistance Program (LIHEAP). Visit applyforhelp.nd.gov to learn more about eligibility and apply.
Servicers
- Step by Step Guide to Payee Account Creation
- ND Homeowners Assistance Fund Collaboration Agreement
- IRS Revenue Procedure Notice : Tax treatment of COVID-19 Homeowner Relief Payments Clarified
- Federal Income Tax Consequences of Receiving Assistance from a State Homeowner Assistance Fund program (National Housing Law Project)